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Need takedown of Phil Gramm bamboozlement

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Sen. Phil Gramm is seeking, in a WSJ article Friday, Feb. 20, to resurrect the conservative argument that the current financial crisis isn't due to deregulation but rather is the fault of regulators pressuring banks into make bad loans to low and moderate income people.

His arguments sound persuasive, but I suspect he's playing fast and loose with the historical facts. However, I lack the background knowledge to know or refute him and people who may quote him to me. Could someone here at Daily Kos provide some counterpoint.

Here's the link to the article.

Loose money and mortgage politicization

http://online.wsj.com/...

Key points after the jump:


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